3448 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3448 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,296 sqft Heated Area
Lot Size	96,485 sqft (2.21 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (2012)
Tax Bill	$1,172.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98355`
Alternative APN	`302631508000010745`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,296 sqft Heated Area
1st Floor	1,296 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	96,485 sqft (2.21 acres)

Exterior Amenities

Deck Area	180 sqft Deck
Porch	1 Porch
Stable	420 sqft Stable
Porch Area	12 sqft Porch
Pole Structure	240 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98355
Street Address	3448 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7333
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	ST CLOUD MANOR EST UNIT 2 PB 1 PG 365 S 150 FT LOT 74 LESS E 5 FT
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 2
Legal Tract	5080
Legal Block	1
Legal Lot Number	74
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1026
Census Tract	43304

Owner

Source: Osceola County records · APN 98355

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4075 LA SALLE AVE, SAINT CLOUD, FL 34772-7340
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2012 · Amount on Record
Deed Sale	Dec 27, 2012 · Amount on Record
Prior Sale	Dec 27, 2012 · Amount on Record
Deed Doc Number	0043712795
Deed Book / Page	4371 / 2795
Last Transfer Date	May 05, 2025
Transfer Doc	0067812912
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3448 PACKARD AVE, SAINT CLOUD, FL 34772-7333
Transaction Type	Mortgage
Record Updated	Feb 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052591029
Date	Dec 27, 2017
Book Page	5259/1029
Instrument	2017183096

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2038

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00 (+9.94%) Homeowner's exemption	$71,349 (+5.98%)	$206,000 (+1.78%) Land $111,900 Building $94,100
2023	$1,066.00 (+5.54%) Homeowner's exemption	$67,320 (+3%)	$202,400 (+30.41%) Land $110,800 Building $91,600
2022	$1,010.00 Homeowner's exemption	$65,360	$155,200 Land $88,600 Building $66,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.