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3475 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3475 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,944 sqft Heated Area
Lot Size106,853 sqft (2.45 acres)
OccupancyOwner Occupied
Last Sale$465,000 (2025)
Tax Bill$1,415.00 (2025)

Property Details

APN / Parcel Number

Primary APN98379
Alternative APN
  • 302631508000010915

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,944 sqft Heated Area
1st Floor1,944 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Architectural StyleMobile/Manufactured Style
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area106,853 sqft (2.45 acres)

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
Porch1 Porch
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number98379
Street Address3475 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7341
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionST CLOUD MANOR EST UN 2 PB 1 PG 365 S 1/2 LOT 91
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR EST 2
Legal Tract5080
Legal Block1
Legal Lot Number91
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1027
Census Tract43304

Owner

Source: Osceola County records · APN 98379

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3475 PACKARD AVE, SAINT CLOUD, FL 34772-7341
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU
May 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG
Sep 14, 2017Grant Deed, Transfer
TITLE TEAM LLC
Jun 27, 2017Grant Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2025 · Amount on Record
Deed SaleApr 24, 2025 · Amount on Record
Prior SaleSep 14, 2017 · Amount on Record
Deed Doc Number2025051731
Deed Book / Page6776 / 954
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3475 PACKARD AVE, SAINT CLOUD, FL 34772-7341
Document Number0057881336
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3475 PACKARD AVE ST CLOUD FL 347727341, ST CLOUD, FL 34772-7341

Mortgage

Document Number0057881336
DateSep 04, 2020
Book Page005788/001336
Instrument118541
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 03, 2035

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3475 PACKARD AVE, SAINT CLOUD, FL 34772-7341
Document Number0055402194
Instrument DateMay 10, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3475 PACKARD AVE ST CLOUD FL 347727341, ST CLOUD, FL 34772-7341

Mortgage

Document Number0055402194
DateJun 13, 2019
Book Page005540/002194
Instrument76512
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 12, 2039

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 14, 2017
Property Address3475 PACKARD AVE, SAINT CLOUD, FL 34772-7341
Document Number0052072252
Book / Page005207 / 002252
Instrument DateSep 14, 2017
Instrument130235
Transaction TypeTransfer
Record UpdatedOct 06, 2017
Title CompanyTITLE TEAM LLC

Transaction

AmountAmount Recorded
Tax$882.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3475 PACKARD AVE ST CLOUD FL 347727341, ST CLOUD, FL 34772-7341

June 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 27, 2017
Property Address3475 PACKARD AVE, SAINT CLOUD, FL 34772-7341
Document Number0051701954
Book / Page005170 / 001954
Instrument DateMar 28, 2017
Instrument93727
Transaction TypeForeclosure
Record UpdatedJul 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,415.00 (+11.59%) Homeowner's exemption$91,608 (+5.99%)$266,700 (+12.58%) Land $123,900 Building $142,800
2023$1,268.00 (+6.73%) Homeowner's exemption$86,434 (+3%)$236,900 (+31.76%) Land $122,600 Building $114,300
2022$1,188.00 Homeowner's exemption$83,917$179,800 Land $98,100 Building $81,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 562 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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