Osceola County property record for 3455 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,252 sqft Living Area |
| Lot Size | 106,678 sqft (2.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2023) |
| Tax Bill | $1,804.00 (2024) |
| Primary APN | 30-26-31-5080-0001-0860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,252 sqft Living Area |
| 1st Floor | 1,856 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 106,678 sqft (2.44 acres) |
| Porch Area | 396 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3455 PACKARD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7341 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST UN 2 PB 1 PG 365 N 1/2 LOT 86 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR ESTATES UNIT 2 |
| Legal Tract | 5080 |
| Legal Block | 860 |
| Legal Lot Number | 86 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 43304 |
Source: Osceola County records · APN 30-26-31-5080-0001-0860
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2607 WALDEN CT, KISSIMMEE, FL 34743-6035 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| Feb 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Doc Number | 202352703 |
| Deed Book / Page | 6397 / 1232 |
| Prior Transfer Date | Jun 22, 2007 |
| Prior Transfer Doc | 0035092488 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3455 PACKARD AVE, SAINT CLOUD, FL 34772-7341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3455 PACKARD AVE, SAINT CLOUD, FL 34772-7341 |
| Document Number | 0060660794 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 6066/794 |
| Instrument | 2021161052 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 25, 2020 |
| Property Address | 3455 PACKARD AVE, SAINT CLOUD, FL 34772-7341 |
| Document Number | 0056801189 |
| Book / Page | 5680 / 1189 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 2020027539 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1209 CASTLE DR, 1209, JACKSONVILLE, NC 28546-8006 |
| Name | Verified Name |
|---|---|
| Address | 3455 PACKARD AVE, SAINT CLOUD, FL 34772-7341 |
| Document Number | 0056801190 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 5680/1190 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,935.00 (+7.26%) Homeowner's exemption Disabled Person's exemption | $134,085 (+5.99%) | $336,400 (+4.7%) Land $123,700 Building $212,700 |
| 2024 | $1,804.00 (+2.68%) | ||
| 2023 | $1,757.00 (+1.91%) Homeowner's exemption Disabled Person's exemption | $126,512 (+3%) | $321,300 (+20.7%) Land $122,400 Building $198,900 |
| 2022 | $1,724.00 Homeowner's exemption Disabled Person's exemption | $122,828 | $266,200 Land $98,000 Building $168,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 633 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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