Osceola County property record for 3472 Sagebrush St, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,637 sqft · built 2018 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,500 (Jul 2021) |
| Tax Bill | $7,308 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292632329600010820 |
| Primary APN | 292632329600010820 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,637 sqft Heated Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,637 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 193 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3472 SAGEBRUSH ST |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 82 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 29 |
| Legal Subdivision | LAKES AT HARMONY - CALATLANTIC HOMES |
| Legal Tract | 3296 |
| Legal Lot Number | 82 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 43801 |
Source: Osceola County records · APN 292632329600010820
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 3472 SAGEBRUSH ST, HARMONY, FL 34773-6096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 05, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Feb 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Jun 04, 2018 | Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Jun 04, 2018 |
| Deed Document Number | 2021115069 |
| Deed Book / Page | 6009 / 769 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 26, 2021 |
| Property Address | 3472 SAGEBRUSH ST, HARMONY, FL 34773-6096 |
| Document Number | 0060090769 |
| Book / Page | 6009 / 769 |
| Map Reference | MB 24 PG 110-119 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021115069 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1720 MOHAVE CT, 1720, SAINT CLOUD, FL 34772-7778 |
| Name | Verified Name |
|---|---|
| Address | 3472 SAGEBRUSH ST, HARMONY, FL 34773-6096 |
| Document Number | 6009771 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 6009/771 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3472 SAGEBRUSH ST, HARMONY, FL 34773-6096 |
| Document Number | 0057220219 |
| Instrument Date | May 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3472 SAGEBRUSH ST HARMONY FL 347736096, HARMONY, FL 34773-6096 |
| Document Number | 0057220219 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 005722/000219 |
| Instrument | 63895 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3472 SAGEBRUSH ST, HARMONY, FL 34773-6096 |
| Document Number | 0054852950 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3472 SAGEBRUSH ST HARMONY FL 347736096, HARMONY, FL 34773-6096 |
| Document Number | 0054852950 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 005485/002950 |
| Instrument | 27600 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 04, 2018 |
| Property Address | 3472 SAGEBRUSH ST, HARMONY, FL 34773-6096 |
| Document Number | 0053440291 |
| Book / Page | 5344 / 0291 |
| Map Reference | MB24 PG110 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018086276 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Tax | $1,449.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 3472 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6096 |
| Investor | Possibly a Property Investor |
| Document Number | 2018086277 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 2018086277 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,308.00 (+5.56%) Homeowner's exemption | $269,423 (+5.99%) | $274,900 (-6.56%) Land $60,000 Building $214,900 |
| 2023 | $6,923.00 (+5.86%) Homeowner's exemption | $254,204 (+3%) | $294,200 (+19.21%) Land $65,000 Building $229,200 |
| 2022 | $6,540.00 Homeowner's exemption | $246,800 Land $60,000 Building $186,800 | $246,800 Land $60,000 Building $186,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3490751, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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