3470 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3470 Sagebrush St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,426 sqft · built 2017
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2023)
Tax Bill	$7,095 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-32-3296-0001-0810`

Property Details

APN / Parcel Number

Primary APN	`29-26-32-3296-0001-0810`
Alternative APN	`263229329600010810`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,426 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3470 SAGEBRUSH ST
City	HARMONY
State	FL
Zip	34773-6096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 81
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	HARMONY NBHD I
Legal Tract	3296
Legal Block	810
Legal Lot Number	81
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3470 SAGEBRUSH ST, HARMONY, FL 34773-6096
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer RED DOOR TITLE
Jun 14, 2021	Warranty Deed, Transfer NONA TITLE INC
Jun 14, 2021	Personal Representative Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jun 15, 2017	Special Warranty Deed, Transfer · VA Mortgage CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	2023120062
Deed Book / Page	6472 / 2280
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 12, 2023
Property Address	3470 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0064722280
Book / Page	6472 / 2280
Map Reference	MB 24 PG 110-119
Instrument Date	Sep 12, 2023
Instrument	2023120062
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4461 SEXTON RD, CLEVELAND, OH 44105-6090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 SAGEBRUSH ST, HARMONY, FL 34773-6096

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 14, 2021
Property Address	3470 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0059802663
Book / Page	5980 / 2663
Map Reference	MB 24 PG 110-119
Instrument Date	Apr 30, 2021
Instrument	2021092603
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	NONA TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 N MAIN ST, BARNEGAT, NJ 08005-2757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4461 SEXTON RD, CLEVELAND, OH 44105-6090

June 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 14, 2021
Property Address	3470 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0059802661
Book / Page	5980 / 2661
Map Reference	MB 24 PG 110-119
Instrument Date	Apr 30, 2021
Instrument	2021092602
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6495 APPLE ST, SAINT CLOUD, FL 34771-9436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4461 SEXTON RD, CLEVELAND, OH 44105-6090

Mortgage

Document Number	0059802666
Date	Jun 14, 2021
Instrument	5980/2666

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 15, 2017
Property Address	3470 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0051640914
Book / Page	5164 / 0914
Map Reference	MB24 PG110-119
Instrument Date	Jun 15, 2017
Instrument	2017086960
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,412.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3470 SAGEBRUSH ST, 3470, HARMONY, FL 34773-6096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3470 SAGEBRUSH ST, HARMONY, FL 34773-6096

Mortgage

Document Number	0051640916
Date	Jun 15, 2017
Book Page	5164/0916
Instrument	2017086961

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,095.00 (+8.55%)	$254,060 (+12.16%)	$256,300 (-6.56%) Land $60,000 Building $196,300
2023	$6,536.00 (+6.02%) Homeowner's exemption	$226,514 (+3%)	$274,300 (+19.05%) Land $65,000 Building $209,300
2022	$6,165.00 Homeowner's exemption	$219,917	$230,400 Land $60,000 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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