3476 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3476 Sagebrush St, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,426 sqft · built 2019
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$211,000 (Sep 2019)
Tax Bill$3,801 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292632329600010840

Property Details

APN / Parcel Number

Primary APN292632329600010840

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,426 sqft Heated Area
Gross Area2,080 sqft
1st Floor Area1,426 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeFinished
Garage Area427 sqft
PorchOpen Porch
Porch Area227 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3476 SAGEBRUSH ST
CityHARMONY
StateFL
Zip34773-6096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 84
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number84
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3476 SAGEBRUSH ST, HARMONY, FL 34773-6096
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2019 · Amount on Record
Deed SaleSep 25, 2019 · Amount on Record
Deed Document Number2019124077
Deed Book / Page5595 / 0805
Record UpdatedJun 8, 2026

September 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 25, 2019
Property Address3476 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number0055950805
Book / Page5595 / 0805
Map ReferenceMB 24 PG 110
Instrument DateSep 23, 2019
Instrument2019124077
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,477.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 CENTER PARKWAY #320320, 2300, MAITLAND, FL 32751

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6096

Mortgage

Document Number0005595809
DateSep 25, 2019
Instrument5595/809
Lender
NameEAGLE HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,801.00 (+8.2%) Homeowner's exemption$127,064 (+5.99%)$259,900 (-6.61%) Land $60,000 Building $199,900
2023$3,513.00 (+10.37%) Homeowner's exemption$119,887 (+3%)$278,300 (+19.08%) Land $65,000 Building $213,300
2022$3,183.00 Homeowner's exemption$116,396$233,700 Land $60,000 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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