3469 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3469 Sagebrush St, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,637 sqft · built 2016
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Nov 2023)
Tax Bill$6,931 (2025)
Deeds & MortgagesNov 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN292632329600011010

Property Details

APN / Parcel Number

Primary APN292632329600011010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,637 sqft Heated Area
Gross Area2,250 sqft
1st Floor Area1,637 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area193 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3469 SAGEBRUSH ST
CityHARMONY
StateFL
Zip34773-6098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 101
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number101
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2099
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3469 SAGEBRUSH ST, HARMONY, FL 34773-6098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2023 · Amount on Record
Deed SaleNov 7, 2023 · Amount on Record
Prior SaleDec 22, 2016 · Amount on Record
Deed Document Number2023147230
Deed Book / Page6502 / 14
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 7, 2023
Property Address3469 SAGEBRUSH ST, HARMONY, FL 34773-6098
Document Number0065020014
Book / Page6502 / 14
Map ReferenceMB 24 PG 110-119
Instrument DateNov 2, 2023
Instrument2023147230
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1810 LOST LAKE CT, SAINT CLOUD, FL 34771-8813

Transferred To (Grantee/Buyer)

NameVerified Name
Address3469 SAGEBRUSH ST, HARMONY, FL 34773-6098

Mortgage

Document Number0000650216
DateNov 7, 2023
Instrument6502/16
Lender
NameBANKFLORIDA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,931.00 (+14.17%) Homeowner's exemption$242,206 (+25.36%)$270,900 (-6.62%) Land $60,000 Building $210,900
2023$6,071.00 (+6.27%) Homeowner's exemption$193,204 (+3%)$290,100 (+19.24%) Land $65,000 Building $225,100
2022$5,713.00 Homeowner's exemption$187,577$243,300 Land $60,000 Building $183,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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