3471 Delaware Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3471 Delaware Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,178 sqft · built 2017
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$596,500 (Aug 2026)
Tax Bill	$3,782 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4604-99-3452`

Property Details

APN / Parcel Number

Primary APN	`4604-99-3452`
Alternative APNs	`263882` `92245`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,178 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Lot Area	15,594 sqft (0.358 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	263882
Street Address	3471 DELAWARE DR
City	DENVER
State	NC
Zip	28037-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#196COVINGTON@LAKE NORMAN
Legal Subdivision	COVINGTON LK NORMAN
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3471 DELAWARE DR, DENVER, NC 28037-7866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 13, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 31, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Aug 20, 2026 · Amount on Record
Deed Document Number	2026714007
Deed Book / Page	3530 / 842
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 20, 2026
Property Address	3471 DELAWARE DR, DENVER, NC 28037-7866
Document Number	0000714007
Book / Page	3530 / 842
Instrument Date	Aug 5, 2026
Instrument	2026714007
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$120,493.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3471 DELAWARE DR, DENVER, NC 28037-7866

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 20, 2026
Property Address	3471 DELAWARE DR, DENVER, NC 28037-7866
Document Number	0000714006
Book / Page	3530 / 839
Instrument Date	Jul 24, 2026
Instrument	2026714006
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3471 DELAWARE DR, DENVER, NC 28037-7866
Document Number	2952757
Instrument Date	Sep 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3471 DELAWARE DR DENVER NC 280377866, DENVER, NC 28037-7866

Mortgage

Document Number	2952757
Date	Sep 18, 2020
Book Page	002952/000757
Instrument	616262

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2035

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 31, 2017
Property Address	3471 DELAWARE DR, DENVER, NC 28037-7866
Document Number	2690242
Book / Page	002690 / 000242
Instrument Date	Aug 31, 2017
Instrument	567523
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3471 DELAWARE DR DENVER NC 280377866, DENVER, NC 28037-7866

Mortgage

Document Number	2690244
Date	Aug 31, 2017
Book Page	002690/000244
Instrument	567524

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,782.00 (+0.61%)	$598,209 (-) Land $82,000 Building $516,209	$598,209 (-) Land $82,000 Building $516,209
2025	$3,759.00 (+0.86%)	$598,209 (-) Land $82,000 Building $516,209	$598,209 (-) Land $82,000 Building $516,209
2023	$3,727.00	$598,209 Land $82,000 Building $516,209	$598,209 Land $82,000 Building $516,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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