Lincoln County property record for 3376 Delaware Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,229 sqft · built 2016 |
| Lot Size | 0.387 acres (16,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,500 (Mar 2017) |
| Tax Bill | $3,617 (2023) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-99-2114 |
| Primary APN | 4604-99-2114 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,229 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Custom Design |
| Lot Area | 16,901 sqft (0.387 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 262192 |
|---|---|
| Street Address | 3376 DELAWARE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #156COVINGTON@LAKE NORMAN |
| Legal Subdivision | COVINGTON/LK NORMAN PH 2B MAP |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
Source: Lincoln County records · APN 4604-99-2114
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3376 DELAWARE DR, DENVER, NC 28037-7715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FCU |
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 27, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI MOVEMENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2017 · Amount on Record |
| Deed Sale | Mar 27, 2017 · Amount on Record |
| Deed Document Number | 0002655114 |
| Deed Book / Page | 2655 / 114 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3376 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003203866 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 3203/866 |
| Instrument | 659125 |
| Name | CAROLINAS TELCO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Oct 13, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3376 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3031800 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 3031/800 |
| Instrument | 629507 |
| Name | CAROLINAS TELCO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3376 DELAWARE DR, DENVER, NC 28037-7715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 2901891 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 2901/891 |
| Instrument | 607778 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 27, 2017 |
| Property Address | 3376 DELAWARE DR, DENVER, NC 28037-7715 |
| Document Number | 2655114 |
| Book / Page | 002655 / 000114 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 560632 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3376 DELAWARE DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2655116 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 002655/000116 |
| Instrument | 560633 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2047 |
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,617.00 | $579,972 Land $82,000 Building $497,972 | $579,972 Land $82,000 Building $497,972 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 196 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0155035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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