3465 Delaware Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3465 Delaware Dr, Denver, NC 28037 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,316 sqft · built 2018
Lot Size	0.357 acres (15,594 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Aug 2018)
Tax Bill	$3,866 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4604-99-2481`

Property Details

APN / Parcel Number

Primary APN	`4604-99-2481`
Alternative APNs	`269086` `92244`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,316 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Custom Design
Lot Area	15,594 sqft (0.357 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	269086
Street Address	3465 DELAWARE DR
City	DENVER
State	NC
Zip	28037-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#195COVINGTON@LAKE NORMAN
Legal Subdivision	COVINGTON/LK NORMAN PH 2B MAP
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records · APN 4604-99-2481

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3465 DELAWARE DR, DENVER, NC 28037-7866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 05, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 04, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 23, 2018	Grant Deed, Subdivision Related Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	0002764905
Deed Book / Page	2764 / 905
Record Updated	Jun 07, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3465 DELAWARE DR, DENVER, NC 28037-7866
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003223735
Date	Jan 18, 2023
Book Page	3223/735
Instrument	662571

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3465 DELAWARE DR, DENVER, NC 28037-7866
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003038388
Date	May 05, 2021
Book Page	3038/388
Instrument	630663

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3465 DELAWARE DR, DENVER, NC 28037-7866
Document Number	2905838
Instrument Date	May 04, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 DELAWARE DR DENVER NC 280377866, DENVER, NC 28037-7866

Mortgage

Document Number	2905838
Date	May 06, 2020
Book Page	002905/000838
Instrument	608357

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2050

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 23, 2018
Property Address	3465 DELAWARE DR, DENVER, NC 28037-7866
Document Number	2764905
Book / Page	002764 / 000905
Instrument Date	Aug 22, 2018
Instrument	582334
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 DELAWARE DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2764907
Date	Aug 23, 2018
Book Page	002764/000907
Instrument	582335

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,866.00	$621,352 Land $82,000 Building $539,352	$621,352 Land $82,000 Building $539,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090712032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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