3476 Delaware Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3476 Delaware Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,842 sqft · built 2016
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$265,500 (Aug 2016)
Tax Bill	$2,607 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4604-99-4198`

Property Details

APN / Parcel Number

Primary APN	`4604-99-4198`
Alternative APNs	`259387` `92272`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,842 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Custom Design
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	259387
Street Address	3476 DELAWARE DR
City	DENVER
State	NC
Zip	28037-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#182COVINGTON@LAKE NORMAN
Legal Subdivision	COVINGTON/LAKE NORMAN PH 2B
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3476 DELAWARE DR, DENVER, NC 28037-7866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	0002608493
Deed Book / Page	2608 / 493
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3476 DELAWARE DR, DENVER, NC 28037-7866
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003133840
Date	Feb 4, 2022
Book Page	3133/840
Instrument	647018

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3476 DELAWARE DR, DENVER, NC 28037-7866
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3047199
Date	Jun 1, 2021
Book Page	3047/199
Instrument	632321

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3476 DELAWARE DR, DENVER, NC 28037-7866
Document Number	2831222
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 DELAWARE DR DENVER NC 280377866, DENVER, NC 28037-7866

Mortgage

Document Number	2831222
Date	Jul 16, 2019
Book Page	002831/000222
Instrument	595140

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2039

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,607.00	$412,490 Land $82,000 Building $330,490	$412,490 Land $82,000 Building $330,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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