Albany County and Westerlo Town property record for 347 Flood Rd, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,800 sqft · built 1903 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Nov 2009) |
| Tax Bill | $2,032 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 116.-2-12 |
| Primary APN | 013800 116.-2-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 900 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 65,340 sqft (1.5 acres) |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11600000020120000000 |
|---|---|
| Street Address | 347 FLOOD RD |
| City | WESTERLO |
| State | NY |
| Zip | 12193-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14803 |
347 Flood Rd is owned and occupied by two individuals who acquired it in December 2019.
Source: Albany County and Westerlo Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 347 FLOOD RD, WESTERLO, NY 12193-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2009 · Amount on File |
| Deed Sale | Nov 10, 2009 · Amount on File |
| Prior Sale | Oct 2, 1996 · Amount on File |
| Deed Document Number | 200910531137 |
| Deed Book / Page | 2963 / 634 |
| Last Transfer Date | Dec 28, 2019 |
| Transfer Doc | 0000000076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 2, 2020 |
| Property Address | 347 FLOOD RD, WESTERLO, NY 12193-2311 |
| Document Number | 0000000076 |
| Instrument Date | Dec 28, 2019 |
| Instrument | 76 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 347 FLOOD RD WESTERLO NY 121932311, WESTERLO, NY 12193-2311 |
| Document Number | 77 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 77 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2035 |
The 2026 property tax bill for 347 Flood Rd was $2,032 with a homeowner's exemption, up 63.1% from the year before.
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,032.00 (+63.08%) Homeowner's exemption | ||
| 2025 | $1,246.00 Homeowner's exemption | $800 Land $100 Building $700 | $137,931 Land $17,241 Building $120,690 |
| 2023 | $800 (-) Land $100 Building $700 | $125,000 (+17.19%) Land $15,625 Building $109,375 | |
| 2022 | $800 Land $100 Building $700 | $106,667 Land $13,333 Building $93,334 | |
| 2021 | $1,041.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 347 Flood Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 347 Flood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable | 400 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
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