Albany County and Westerlo Town property record for 306 Flood Rd, Westerlo, NY 12193
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,100 sqft · built 1996 |
| Lot Size | 30.1 acres (1,311,156 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,906 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 116.-2-32.111 |
| Primary APN | 013800 116.-2-32.111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,311,156 sqft (30.1 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11600000020321110000 |
|---|---|
| Street Address | 306 FLOOD RD |
| City | WESTERLO |
| State | NY |
| Zip | 12193-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RDA |
| Legal Block | 2 |
| Legal Lot Number | 32.111 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14803 |
306 Flood Rd, a rural home, is owned and occupied by two individuals who acquired it in September 2007.
Source: Albany County and Westerlo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 FLOOD RD, WESTERLO, NY 12193-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2007 |
| Transfer Doc | 2898000935 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 306 Flood Rd was $4,906 with a homeowner's exemption, up 54% from the year before.
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,906.00 (+53.99%) Homeowner's exemption | ||
| 2025 | $3,186.00 Homeowner's exemption | $1,750 Land $300 Building $1,450 | $301,724 Land $51,724 Building $250,000 |
| 2023 | $1,750 (-) Land $300 Building $1,450 | $273,400 (+17.17%) Land $46,869 Building $226,531 | |
| 2022 | $1,750 Land $300 Building $1,450 | $233,333 Land $40,000 Building $193,333 | |
| 2021 | $2,897.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Flood Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Flood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber · Cable in parts of the area | 5,000 / 5,000 |
May also be available: Spectrum.
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