331 Flood Rd, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 331 Flood Rd, Westerlo, NY 12193 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,680 sqft Living Area
Lot Size	96,268 sqft (2.21 acres)
Garage	Mixed, 924 sqft
Occupancy	Owner Occupied
Tax Bill	$2,349.00 (2025)

Owner

Source: Albany County and Westerlo Town records · APN 013800 116.-2-32.23

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 FLOOD RD, WESTERLO, NY 12193-2311
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	331 FLOOD RD, WESTERLO, NY 12193-2311
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 FLOOD RD, WESTERLO, NY 12193-2311

Mortgage

Document Number	0000000975
Date	Mar 24, 2022
Instrument	R2022-7975

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 (+4.59%)	$1,150 (-) Land $200 Building $950	$198,276 (+10.34%) Land $34,483 Building $163,793
2023		$1,150 (-) Land $200 Building $950	$179,700 (+17.2%) Land $31,252 Building $148,448
2022		$1,150 Land $200 Building $950	$153,333 Land $26,667 Building $126,666
2021	$2,246.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`013800 116.-2-32.23`
Alternative APNs	`380011600000020320230000` `11600000020320230000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Living Area
1st Floor	1,680 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	96,268 sqft (2.21 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	924 sqft Garage
Shed	1 Shed
Porch Area	42 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	11600000020320230000
Street Address	331 FLOOD RD
City	WESTERLO
State	NY
Zip	12193-2311
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	32.023
Jurisdiction	ALBANY NY
Minor Civil Division	WESTERLO
Census Blockgroup	1
Census Block	1005
Census Tract	14803