Albany County and Westerlo Town property record for 313 Flood Rd, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,172 sqft · built 1986 |
| Lot Size | 9.87 acres (429,937 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,041 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 116.-2-30 |
| Primary APN | 013800 116.-2-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| 2nd Floor Area | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 429,937 sqft (9.87 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 614 sqft |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11600000020300000000 |
|---|---|
| Street Address | 313 FLOOD RD |
| City | WESTERLO |
| State | NY |
| Zip | 12193-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 FLOOD RD, WESTERLO, NY 12193-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,041.00 (+52.82%) Homeowner's exemption | ||
| 2025 | $3,953.00 (+8.93%) Homeowner's exemption | $2,125 (-) Land $200 Building $1,925 | $366,379 (+10.36%) Land $34,483 Building $331,896 |
| 2023 | $2,125 (-) Land $200 Building $1,925 | $332,000 (+17.18%) Land $31,247 Building $300,753 | |
| 2022 | $2,125 Land $200 Building $1,925 | $283,333 Land $26,667 Building $256,666 | |
| 2021 | $3,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable | 400 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
5G and 4G LTE (outdoors only)
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