3469 Sutherland Bluff Dr NE, Townsend, GA 31331 Property Records

McIntosh County property record for 3469 Sutherland Bluff Dr NE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,952 sqft · built 1997
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jul 2026)
Tax Bill	$6,548 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0072-E-0027`

Property Details

APN / Parcel Number

Primary APN	`0072-E-0027`
Alternative APN	`5551`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,952 sqft Heated Area
1st Floor Area	1,600 sqft
2nd Floor Area	352 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
View / Lot	Corner
Porch	Slab
Porch Area	1,280 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	5551
Street Address	3469 SUTHERLAND BLUFF DR NE
City	TOWNSEND
State	GA
Zip	31331-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	H/L 4 PH3 SUTH DOCK
Legal Subdivision	SUTHERLAND BLUFF PLANTATION
Legal Phase	3
Jurisdiction	MCINTOSH GA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1022
Census Tract	110103

Owner

3469 Sutherland Bluff Dr NE is owned by two individuals who bought it in July 2026.

Source: McIntosh County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2075 LEBANON RD, EPWORTH, GA 30541-2101
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Limited Warranty Deed, Transfer
Apr 30, 2026	Deed of Trust, Mortgage · USDA Mortgage SOUTHEASTERN BANK
May 5, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHEASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	May 5, 2025 · Amount on File
Deed Document Number	20261646
Deed Book / Page	745 / 926
Record Updated	Sep 20, 2026

July 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Jul 8, 2026
Property Address	3469 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3131
Document Number	0000001646
Book / Page	745 / 926
Instrument Date	Jul 2, 2026
Instrument	20261646
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Recording Date	Apr 30, 2026
Property Address	3469 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3131
Document Number	0000000742/0000000931
Book / Page	742 / 931
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3469 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3131

Mortgage

Document Number	0742000931,
Date	Apr 30, 2026
Book Page	742/931

Lender

Name	SOUTHEASTERN BANK

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2027

Interest

Rate	6.46%
Max Rate	-1%

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	May 5, 2025
Property Address	3469 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3131
Document Number	000727/790
Book / Page	727 / 790
Instrument Date	May 1, 2025
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BROAD ST, DARIEN, GA 31305-8804

Mortgage

Document Number	2025000947
Date	May 5, 2025
Instrument	2025000947

Lender

Name	SOUTHEASTERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	8 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3469 Sutherland Bluff Dr NE was $6,548.

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,548.00	$216,292 Land $44,000 Building $172,292	$540,730 Land $110,000 Building $430,730
2023	$1,577.00 Homeowner's exemption	$175,520 Land $32,000 Building $143,520	$438,800 Land $80,000 Building $358,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3469 Sutherland Bluff Dr NE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	7 (2016–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3469 Sutherland Bluff Dr NE is high, ranking above 86% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 99.4% of Georgia
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Darien Telephone Company Fiber	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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