3462 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3462 Sagebrush St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,637 sqft · built 2018
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2026)
Tax Bill	$7,509 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-32-3296-0001-0770`

Property Details

APN / Parcel Number

Primary APN	`29-26-32-3296-0001-0770`
Alternative APN	`263229329600010770`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,637 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3462 SAGEBRUSH ST
City	HARMONY
State	FL
Zip	34773-6096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 77
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	HARMONY NBHD I
Legal Tract	3296
Legal Block	770
Legal Lot Number	77
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

3462 Sagebrush St is owned and occupied by an individual who bought it in June 2026.

Source: Osceola County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2026	Warranty Deed, Transfer ANCONA TITLE, NONA TITLE
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 2, 2018	Special Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Aug 22, 2023 · Amount on File
Deed Document Number	202671160
Deed Book / Page	6979 / 2545
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096

Mortgage

Document Number	0066952073
Date	Nov 13, 2024
Book Page	6695/2073
Instrument	2024144585

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2039

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 2, 2026
Property Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0000071160
Book / Page	6979 / 2545
Instrument Date	May 29, 2026
Instrument	202671160
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	ANCONA TITLE, NONA TITLE

Transaction

Amount	Amount on Record
Tax	$215,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 22, 2023
Property Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0064611119
Book / Page	6461 / 1119
Map Reference	MB 24 PG 110-119
Instrument Date	Aug 21, 2023
Instrument	2023109913
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7965 STATE ROAD 50100, GROVELAND, FL 34736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096

Mortgage

Document Number	0064611120
Date	Aug 22, 2023
Instrument	6461/1120

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 2, 2018
Property Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0053592210
Book / Page	5359 / 2210
Map Reference	MB24 PG110
Instrument Date	Jun 25, 2018
Instrument	2018100939
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 SAGEBRUSH ST, HARMONY, FL 34773-6096
Investor	Possibly a Property Investor

Mortgage

Document Number	2018100940
Date	Jul 2, 2018
Instrument	2018100940

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3462 Sagebrush St was $7,509.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,509.00	$283,901	$286,700 Land $60,000 Building $226,700
2023	$6,125.00 (+6.24%) Homeowner's exemption	$197,076 (+3%)	$294,200 (+19.21%) Land $65,000 Building $229,200
2022	$5,765.00 Homeowner's exemption	$191,336	$246,800 Land $60,000 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3462 Sagebrush St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3462 Sagebrush St is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Sagebrush St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures