3460 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3460 Sagebrush St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,273 sqft · built 2016
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2022)
Tax Bill	$7,041 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292632329600010760`

Property Details

APN / Parcel Number

Primary APN	`292632329600010760`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,273 sqft Heated Area
Gross Area	2,080 sqft
1st Floor Area	1,273 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Finished
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3460 SAGEBRUSH ST
City	HARMONY
State	FL
Zip	34773-6096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 76
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	LAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract	3296
Legal Lot Number	76
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3460 SAGEBRUSH ST, HARMONY, FL 34773-6096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Dec 28, 2020	Warranty Deed, Transfer · VA Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Apr 20, 2022 · Amount on Record
Deed Document Number	0061971712
Deed Book / Page	6197 / 1712
Last Transfer Date	Oct 6, 2022
Transfer Doc	0062952396
Record Updated	Jun 8, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 6, 2022
Property Address	3460 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0062952396
Book / Page	6295 / 2396
Map Reference	MB 24 PG 110&119
Instrument Date	Sep 23, 2022
Instrument	2022148627
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3460 SAGETOWN ST, 3460, HARMONY, FL 34773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 SAGENOS ST, SAINT CLOUD, FL 34773

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2022
Property Address	3460 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0061971712
Book / Page	6197 / 1712
Map Reference	MB 24 PG 110-119
Instrument Date	Apr 20, 2022
Instrument	2022062176
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	NVA TITLE INC, NOVA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3460 SAGEBRUSH ST, 3460, SAINT CLOUD, FL 34773-6096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 BAYFLOWER AVE, HARMONY, FL 34773-6081

Mortgage

Document Number	0061971714
Date	Apr 20, 2022
Instrument	6197/1714

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 28, 2020
Property Address	3460 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0058581108
Book / Page	5858 / 1108
Map Reference	MB 24 PG 110-119
Instrument Date	Dec 21, 2020
Instrument	2020175213
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2455 TOUCAN CT, 2455, SAINT CLOUD, FL 34771-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6096

Mortgage

Document Number	0058581110
Date	Dec 28, 2020
Instrument	5858/1110

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,041.00 (-1.25%) Homeowner's exemption	$250,161 (-7%)	$251,100 (-6.65%) Land $60,000 Building $191,100
2023	$7,130.00 (+26.46%) Homeowner's exemption	$269,000 (+43.66%) Land $65,000 Building $204,000	$269,000 (+18.97%) Land $65,000 Building $204,000
2022	$5,638.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$187,254	$226,100 Land $60,000 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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