3461 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3461 Sagebrush St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 2017
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2024)
Tax Bill	$8,043 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-26-32-3296-0001-1050`

Property Details

APN / Parcel Number

Primary APN	`29-26-32-3296-0001-1050`
Alternative APN	`263229329600011050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,753 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3461 SAGEBRUSH ST
City	HARMONY
State	FL
Zip	34773-6098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 105
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	HARMONY NBHD I
Legal Tract	3296
Legal Block	1050
Legal Lot Number	105
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2099
Census Tract	43801

Owner

Source: Osceola County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3461 SAGEBRUSH ST, HARMONY, FL 34773-6098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jul 3, 2018	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	202451273
Deed Book / Page	6586 / 942
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3461 SAGEBRUSH ST, HARMONY, FL 34773-6098
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 CAMBER DR 300, 300, SAINT CLOUD, FL 34769-7218

Mortgage

Document Number	0065860944
Date	Apr 19, 2024
Book Page	6586/944
Instrument	2024051274

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3461 SAGEBRUSH ST, HARMONY, FL 34773-6098
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	CHANCELLOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3461 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6098

Mortgage

Document Number	0060212431
Date	Aug 12, 2021
Book Page	6021/2431
Instrument	2021125362

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	906 Months
Due	Feb 2, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 3, 2018
Property Address	3461 SAGEBRUSH ST, HARMONY, FL 34773-6098
Document Number	0053611304
Book / Page	005361 / 001304
Instrument Date	Jun 29, 2018
Instrument	102319
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,517.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3461 SAGEBRUSH ST HARMONY FL 347736098, HARMONY, FL 34773-6098

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,043.00 (+29.48%)	$281,600 (+41.12%) Land $60,000 Building $221,600	$281,600 (-6.16%) Land $60,000 Building $221,600
2024	$6,212.00 (+2%)
2023	$6,090.00 (+5.15%) Homeowner's exemption Widower's exemption	$199,551 (+3%)	$300,100 (+19.42%) Land $65,000 Building $235,100
2022	$5,792.00 Homeowner's exemption Widower's exemption	$193,739	$251,300 Land $60,000 Building $191,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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