3458 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3458 Sagebrush St, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,637 sqft · built 2017
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2025)
Tax Bill	$7,902 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292632329600010750`

Property Details

APN / Parcel Number

Primary APN	`292632329600010750`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Heated Area
Gross Area	2,250 sqft
1st Floor Area	1,637 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3458 SAGEBRUSH ST
City	HARMONY
State	FL
Zip	34773-6096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 75
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	LAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract	3296
Legal Lot Number	75
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3458 SAGEBRUSH ST, HARMONY, FL 34773-6096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Sep 2, 2021	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC
Feb 5, 2018	Special Warranty Deed, Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	2025122867
Deed Book / Page	6859 / 849
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 3, 2025
Property Address	3458 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0068590849
Book / Page	6859 / 849
Map Reference	MB 24 PG 110
Instrument Date	Sep 24, 2025
Instrument	2025122867
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ORLANDO TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 TOWN CENTER BLVD # BLVD4302, BLVD4302, CLERMONT, FL 34714-4471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3458 SAGEBRUSH ST, HARMONY, FL 34773-6096

Mortgage

Document Number	0006859851
Date	Oct 3, 2025
Instrument	6859/851

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 2, 2021
Property Address	3458 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0060351213
Book / Page	6035 / 1213
Map Reference	MB 24 PG 110
Instrument Date	Aug 30, 2021
Instrument	2021136563
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 ILLINOIS AVE, 1120, SAINT CLOUD, FL 34769-3845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3458 SAGEBRUSH ST, HARMONY, FL 34773-6096

Mortgage

Document Number	60351215
Date	Sep 2, 2021
Instrument	6035/1215

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 5, 2018
Property Address	3458 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number	0052792642
Book / Page	5279 / 2642
Map Reference	MB24 PG110
Instrument Date	Feb 2, 2018
Instrument	2018018544
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,497.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3458 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6096

Mortgage

Document Number	2018018545
Date	Feb 5, 2018
Instrument	2018018545

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,902.00 (+3.86%)	$271,400 (+3.87%) Land $60,000 Building $211,400	$271,400 (+3.87%) Land $60,000 Building $211,400
2024	$7,608.00 (-2.44%)	$261,300 (-10.02%) Land $60,000 Building $201,300	$261,300 (-10.02%) Land $60,000 Building $201,300
2023	$7,798.00 (+10.53%)	$290,400 (+19.26%) Land $65,000 Building $225,400	$290,400 (+19.26%) Land $65,000 Building $225,400
2022	$7,055.00	$243,500 Land $60,000 Building $183,500	$243,500 Land $60,000 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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