346 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 346 Main St, Oneida, NY 13421

Property Summary

Property Type	Apartments (5+ Units)
Details	4,810 sqft · built 1985
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Apr 2002)
Tax Bill	$8,038 (2026)
Deeds & Mortgages	Apr 2019 Mortgage
APN	`251201 38.32-2-9`

Property Details

APN / Parcel Number

Primary APN	`251201 38.32-2-9`
Alternative APNs	`120103803200020090000000` `INSIDE`

Interior

Units	6 Units
Stories	2 Stories
Building Area	4,810 sqft Gross Area
Basement Area	2,192 sqft
Unfinished Basement	2,192 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	724 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	346 MAIN ST
City	ONEIDA
State	NY
Zip	13421-2195
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2022
Census Tract	30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	342 MAIN ST, ONEIDA, NY 13421-2125
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2002 · Amount on Record
Deed Sale	Apr 15, 2002 · Amount on Record
Deed Book / Page	1220 / 143
Prior Transfer Date	Apr 12, 2002
Prior Transfer Doc	1220000143
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	346 MAIN ST, ONEIDA, NY 13421-2195
Document Number	0000003734
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	342 MAIN ST ONEIDA NY 134212125, ONEIDA, NY 13421-2125

Mortgage

Document Number	0000003734
Date	Aug 2, 2019
Instrument	3734

Lender

Name	NBT BK
Type	Bank
Address	ONEIDA, NY 13421

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,038.00 (-1.48%)
2025	$8,159.00 (+99.68%)	$164,000 (-) Land $12,900 Building $151,100	$230,986 (+7.04%) Land $18,169 Building $212,817
2023		$164,000 (-) Land $12,900 Building $151,100	$215,789 (+9.21%) Land $16,974 Building $198,815
2022	$4,086.00	$164,000 Land $12,900 Building $151,100	$197,590 Land $15,542 Building $182,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20