401 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 401 Main St, Oneida, NY 13421

Property Summary

Property TypeApartments (5+ Units)
Details3,488 sqft · built 1980
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (Dec 2015)
Tax Bill$7,303 (2026)
Deeds & MortgagesMay 2019 Sale & Mortgage
APN251201 38.33-1-1

Property Details

APN / Parcel Number

Primary APN251201 38.33-1-1
Alternative APNs
  • 120103803300010010000000
  • INSIDE

Interior

Units6 Units
Stories3 Stories
Building Area3,488 sqft Gross Area
Basement Area1,305 sqft
Unfinished Basement1,305 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions173 ft deep x 57 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space
PorchSlab
Porch Area35 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address401 MAIN ST
CityONEIDA
StateNY
Zip13421-2455
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR3
Legal Block1
Legal Lot Number1.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2026
Census Tract30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Main-Broad-Grove Streets Historic District
listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 189, MORRISVILLE, NY 13408-0189
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2015 · Amount on Record
Deed SaleDec 28, 2015 · Amount on Record
Deed Book / Page2015 / 8510
Prior Transfer DateApr 26, 2002
Prior Transfer Doc1223000173
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateMay 17, 2019
Property Address401 MAIN ST, ONEIDA, NY 13421-2455
Document Number0000002272
Instrument DateMay 14, 2019
Instrument2272
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$672.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address401 MAIN ST ONEIDA NY 134212455, ONEIDA, NY 13421-2455

Mortgage

Document Number2273
DateMay 17, 2019
Instrument2273
Lender
NameCOMMUNITY BK NA
AddressONEIDA, NY 13421
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4%

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,303.00 (-1.47%)
2025$7,412.00 (+99.68%)$149,000 (-) Land $11,100 Building $137,900$209,859 (+7.04%) Land $15,634 Building $194,225
2023$149,000 (-) Land $11,100 Building $137,900$196,053 (+9.21%) Land $14,605 Building $181,448
2022$3,712.00$149,000 Land $11,100 Building $137,900$179,518 Land $13,373 Building $166,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims44 (1996–2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number