342 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 342 Main St, Oneida, NY 13421

Property Summary

Property TypeCemetery, Funeral Home, Mortuary
Details5,284 sqft · built 1985
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Tax Bill$9,557 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2017 Line of Credit
APN251201 38.32-2-8

Property Details

APN / Parcel Number

Primary APN251201 38.32-2-8
Alternative APNs
  • 120103803200020080000000
  • INSIDE

Interior

Stories2 Stories
Building Area5,284 sqft Gross Area
Basement Area1,836 sqft
Unfinished Basement1,836 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions185 ft deep x 78 ft wide
Garage TypeAttached
Garage Area1,176 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address342 MAIN ST
CityONEIDA
StateNY
Zip13421-2125
Property CategoryCommercial
Property TypeCommercial > Retail > Cemetery, Funeral Home, Mortuary
Local Zoning CodeR3
Legal Block2
Legal Lot Number8.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2022
Census Tract30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Main-Broad-Grove Streets Historic District
listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address342 MAIN ST, ONEIDA, NY 13421-2125
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage
COMMUNITY BANK NA
Jun 12, 2017Deed of Trust, Mortgage · Line of Credit
NBT BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 30, 2026
Transfer Doc0000000496
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address342 MAIN ST, ONEIDA, NY 13421-2125
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000097
DateFeb 4, 2026
Instrument2026-497
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount Recorded

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address342 MAIN ST, ONEIDA, NY 13421-2125
Document Number0000003216
Instrument DateJun 12, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017
Title CompanyINDEPENDENT TITLE, INDEPENDENT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 MAIN ST ONEIDA NY 134212125, ONEIDA, NY 13421-2125

Mortgage

Document Number0000003216
DateJun 19, 2017
Instrument3216
Lender
NameNBT BK
TypeBank
AddressONEIDA, NY 13421
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,557.00 (-1.48%) Homeowner's exemption
2025$9,701.00 (+132.19%)$195,000 (-) Land $18,700 Building $176,300$274,648 (+7.04%) Land $26,338 Building $248,310
2023$195,000 (-) Land $18,700 Building $176,300$256,579 (+9.21%) Land $24,605 Building $231,974
2022$4,178.00 Homeowner's exemption$195,000 Land $18,700 Building $176,300$234,940 Land $22,530 Building $212,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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