340 Main St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 340 Main St, Oneida, NY 13421

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,226 sqft · built 1975
Lot Size0.36 acres (15,682 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Jun 2011)
Tax Bill$6,984 (2026)
Deeds & MortgagesApr 2019 Mortgage
Apr 2018 Sale & Mortgage
APN251201 38.32-2-7

Property Details

APN / Parcel Number

Primary APN251201 38.32-2-7
Alternative APNs
  • 120103803200020070000000
  • INSIDE

Interior

Stories2 Stories
Building Area3,226 sqft Gross Area
Basement Area1,558 sqft
Unfinished Basement1,558 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions249 ft deep x 60 ft wide
Garage TypeDetached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area398 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address340 MAIN ST
CityONEIDA
StateNY
Zip13421-2125
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeR3
Legal Block2
Legal Lot Number7.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2022
Census Tract30102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Main-Broad-Grove Streets Historic District
listed 1983 · 194 contributing resources · NRIS 83001705

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

340 Main St, a commercial property, is owned by a company that bought it in June 2011.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address342 MAIN ST, ONEIDA, NY 13421-2125
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2019Deed of Trust, Mortgage
NBT BK
Apr 19, 2018Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2011 · Amount on File
Deed SaleJun 13, 2011 · Amount on File
Deed Book / Page2011 / 2891
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address340 MAIN ST, ONEIDA, NY 13421-2125
Document Number0000003734
Instrument DateApr 23, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address342 MAIN ST ONEIDA NY 134212125, ONEIDA, NY 13421-2125

Mortgage

Document Number0000003734
DateAug 2, 2019
Instrument3734
Lender
NameNBT BK
TypeBank
AddressONEIDA, NY 13421
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateApr 19, 2018
Property Address340 MAIN ST, ONEIDA, NY 13421-2125
Document Number0000001945
Instrument DateApr 10, 2018
Instrument1945
Transaction TypeTransfer
Record UpdatedMay 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address342 MAIN ST ONEIDA NY 134212125, ONEIDA, NY 13421-2125

Mortgage

Document Number1946
DateApr 19, 2018
Instrument1946
Lender
NameCOMMUNITY BK NA
AddressONEIDA, NY 13421
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 340 Main St was $6,984, down 1.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,984.00 (-1.48%)
2025$7,089.00$142,500 Land $18,100 Building $124,400$200,704 Land $25,493 Building $175,211
2023$142,500 (-) Land $18,100 Building $124,400$187,500 (+9.21%) Land $23,816 Building $163,684
2022$3,550.00$142,500 Land $18,100 Building $124,400$171,687 Land $21,807 Building $149,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 340 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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