346 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 346 Bear Gulch Rd, Summit, NY 12175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,084 sqft · built 1964
Lot Size	9.59 acres (417,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,500 (May 2016)
Tax Bill	$4,650 (2026)
Flood Zone	Zone X (minimal risk)
APN	`434800 100.4-4-8`

Property Details

APN / Parcel Number

Primary APN	`434800 100.4-4-8`
Alternative APNs	`480010000400040080000000` `545J100043`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Raised
Lot Area	417,740 sqft (9.59 acres)
Lot Width	57.6 ft Width
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	190 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	545J100043
Street Address	346 BEAR GULCH RD
City	SUMMIT
State	NY
Zip	12175-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	4
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1013
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	346 BEAR GULCH RD, SUMMIT, NY 12175-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2016 · Amount on Record
Deed Sale	May 4, 2016 · Amount on Record
Deed Book / Page	1020 / 177
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	0900000246
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,650.00 (-0.15%)
2025	$4,657.00 (+31.93%)	$70,200 (+11.78%) Land $16,000 Building $54,200	$182,338 (+24.12%) Land $41,559 Building $140,779
2023		$62,800 Land $16,000 Building $46,800	$146,901 Land $37,427 Building $109,474
2020	$3,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
Verizon Fixed Wireless	300 / 20