344 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 344 Bear Gulch Rd, Summit, NY 12175 · Last verified May 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	1 Beds
Bathrooms	1 Baths
Architecture Style	Cottage
Year Built	Built 1950
Square Footage	500 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Last Sale	$50,000 (2019)
Tax Bill	$2,086.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434800 100.4-4-5`
Alternative APNs	`480010000400040050000000` `545J100554`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	500 sqft Living Area
1st Floor	500 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	5,663 sqft (0.13 acres)
Porch Area	120 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	545J100554
Street Address	344 BEAR GULCH RD
City	SUMMIT
State	NY
Zip	12175-2707
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	52.4 X 127.1
Legal Block	4
Legal Lot Number	5.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1013
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 100.4-4-5

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	346 BEAR GULCH RD, SUMMIT, NY 12175-2707
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Sep 26, 1994 · Amount on Record
Deed Doc Number	2019768100
Deed Book / Page	1100 / 294
Record Refreshed	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 11, 2019
Property Address	344 BEAR GULCH RD, SUMMIT, NY 12175-2707
Document Number	001100/294
Book / Page	1100 / 294
Instrument Date	Oct 01, 2019
Instrument	768100
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 BEAR GULCH RD, SUMMIT, NY 12175-2707

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (-33.65%)	$31,450 (-) Land $3,700 Building $27,750	$81,688 (+11.04%) Land $9,610 Building $72,078
2023		$31,450 Land $3,700 Building $27,750	$73,567 Land $8,655 Building $64,912
2020	$3,144.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.