Schoharie County and Summit Town property record for 332 Bear Gulch Rd, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 704 sqft · built 1959 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,900 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 100.4-4-9 |
| Primary APN | 434800 100.4-4-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 273 ft Width |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100180 |
|---|---|
| Street Address | 332 BEAR GULCH RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LIFE EST RUTH DEWITT |
| Legal Block | 4 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 332 BEAR GULCH RD, SUMMIT, NY 12175-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2020 |
| Transfer Doc | 001123/239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 4, 2020 |
| Property Address | 332 BEAR GULCH RD, SUMMIT, NY 12175-2707 |
| Document Number | 001123/239 |
| Book / Page | 1123 / 239 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 781647 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 332 BEAR GULCH RD, SUMMIT, NY 12175-2707 |
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,900.00 (+59.38%) | $61,650 (-) Land $14,500 Building $47,150 | $160,130 (+11.04%) Land $37,662 Building $122,468 |
| 2023 | $61,650 Land $14,500 Building $47,150 | $144,211 Land $33,918 Building $110,293 | |
| 2020 | $2,447.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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