Schoharie County and Summit Town property record for 340 Bear Gulch Rd, Summit, NY 12175
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1950 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,500 (Jul 2007) |
| Tax Bill | $4,444 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 100.4-4-7.1 |
| Primary APN | 434800 100.4-4-7.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 500 sqft |
| 2nd Floor Area | 500 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 200 ft deep x 219 ft wide |
| Porch | Porch |
| Porch Area | 160 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100085 |
|---|---|
| Street Address | 340 BEAR GULCH RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-2707 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | CAMP |
| Legal Block | 4 |
| Legal Lot Number | 7.001 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 79 JAMES ST, HICKSVILLE, NY 11801-2839 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2017 | Deed of Trust, Mortgage · Line of Credit NBT BANK NA |
| Nov 4, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2007 · Amount on Record |
| Deed Sale | Jul 18, 2007 · Amount on Record |
| Deed Book / Page | 840 / 29 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 340 BEAR GULCH RD, SUMMIT, NY 12175-2707 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001771/0000000151 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 0000001771/0000000151 |
| Instrument | 000000724773 |
| Name | NBT BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 4, 2020 |
| Property Address | 340 BEAR GULCH RD, SUMMIT, NY 12175-2707 |
| Document Number | 001123/243 |
| Book / Page | 1123 / 243 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 781648 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 340 BEAR GULCH RD, SUMMIT, NY 12175-2707 |
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,444.00 (-0.16%) | ||
| 2025 | $4,451.00 (+109.07%) | $67,100 (-) Land $6,500 Building $60,600 | $174,286 (+11.04%) Land $16,883 Building $157,403 |
| 2023 | $67,100 (-) Land $6,500 Building $60,600 | $156,959 (+9.94%) Land $15,205 Building $141,754 | |
| 2022 | $67,100 Land $6,500 Building $60,600 | $142,766 Land $13,830 Building $128,936 | |
| 2021 | $2,129.00 (-47.24%) | ||
| 2020 | $4,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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