3458 Observatory Pl, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3458 Observatory Pl, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,804 sqft · built 1890
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Nov 2025)
Tax Bill	$26,899 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0001-0042-00`

Property Details

APN / Parcel Number

Primary APN	`039-0001-0042-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,804 sqft Living Area
Gross Area	6,574 sqft
1st Floor Area	2,467 sqft
2nd Floor Area	1,084 sqft
Attic	Attic
Attic Area	753 sqft
Basement Area	1,654 sqft
Finished Basement	500 sqft
Unfinished Basement	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	204 ft deep x 273 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	138 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3458 OBSERVATORY PL
City	CINCINNATI
State	OH
Zip	45208-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	3458 OBSERVATORY PL 65 X 204.85 PT LOT 83 KILGOURS 1ST
Legal Subdivision	KILGOURS 1ST
Legal Lot Number	83
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	5100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Observatory Historic District listed 1978 · 10 contributing resources · NRIS 78002080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3458 Observatory Pl is owned and occupied by two individuals who bought it in November 2025.

Source: Hamilton County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3458 OBSERVATORY PL, CINCINNATI, OH 45208-2542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	May 27, 2021 · Amount on File
Deed Document Number	202590194
Deed Book / Page	15545 / 1675
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 18, 2025
Property Address	3458 OBSERVATORY PL, CINCINNATI, OH 45208-2542
Document Number	0000090194
Book / Page	15545 / 1675
Map Reference	MB 4 PG 87
Instrument Date	Nov 10, 2025
Instrument	2025-0090194
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	UNKNOWN, LTOC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3458 OBSERVATORY PL, CINCINNATI, OH 45208-2542

Mortgage

Document Number	0000090195
Date	Nov 18, 2025
Instrument	2025-0090195

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 27, 2021
Property Address	3458 OBSERVATORY PL, CINCINNATI, OH 45208-2542
Document Number	0000066030
Book / Page	14427 / 2383
Map Reference	MB 4 PG 87
Instrument Date	May 24, 2021
Instrument	2021-0066030
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3458 OBSERVATORY PL, CINCINNATI, OH 45208-2542
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066031
Date	May 27, 2021
Instrument	2021-0066031

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3458 Observatory Pl was $26,899, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,899.00 (+2.88%)	$437,483 (-) Land $115,493 Building $321,990	$1,249,950 Land $329,980 Building $919,970
2024	$26,145.00 (-2.21%)	$437,483 (-) Land $115,493 Building $321,990
2023	$26,735.00 (-1.22%)	$437,483 (+10.12%) Land $115,493 Building $321,990	$1,249,950 Land $329,980 Building $919,970
2022	$27,065.00 Homeowner's exemption	$397,285 Land $84,329 Building $312,956
2020			$1,135,100 Land $240,940 Building $894,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3458 Observatory Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3458 Observatory Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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