3441 Observatory Pl, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3441 Observatory Pl, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,933 sqft · built 1893
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jul 2011)
Tax Bill	$21,315 (2025)
Deeds & Mortgages	Sep 2022 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-0001-0039-00`

Property Details

APN / Parcel Number

Primary APN	`039-0001-0039-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	4,933 sqft Living Area
Gross Area	6,152 sqft
1st Floor Area	1,993 sqft
2nd Floor Area	1,818 sqft
Upper Floors Area	34 sqft
Attic	Attic
Attic Area	348 sqft
Basement Area	1,993 sqft
Finished Basement	774 sqft
Unfinished Basement	1,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,598 sqft (0.404 acres)
Lot Dimensions	197 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	296 sqft
Patio Area	883 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3441 OBSERVATORY PL
City	CINCINNATI
State	OH
Zip	45208-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	3441 OBSERVATORY PL 85 X 197 PTS LOTS 81-84 KILGOURS 1ST SUB
Legal Subdivision	KILGOURS 1ST SUB
Legal Lot Number	81-84
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	5100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Observatory Historic District listed 1978 · 10 contributing resources · NRIS 78002080

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3441 Observatory Pl is owned and occupied by an individual who acquired it in September 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3441 OBSERVATORY PL, CINCINNATI, OH 45208-2563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Transfer on Death Deed, Transfer
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2011 · Amount on File
Deed Sale	Jul 8, 2011 · Amount on File
Prior Sale	May 5, 2004 · Amount on File
Deed Document Number	201177328
Deed Book / Page	11768 / 1708
Last Transfer Date	Sep 23, 2022
Transfer Doc	0000092909
Record Updated	Sep 20, 2026

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 30, 2022
Property Address	3441 OBSERVATORY PL, CINCINNATI, OH 45208-2563
Document Number	0000092909
Book / Page	14763 / 1819
Map Reference	MB 4 PG 86&87
Instrument Date	Sep 21, 2022
Instrument	2022-0092909
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 OBSERVATORY PL, CINCINNATI, OH 45208-2563

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3441 OBSERVATORY PL, CINCINNATI, OH 45208-2563
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112514
Date	Oct 27, 2020
Book Page	14283/1200
Instrument	2020-0112514

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.77%
Type Change Date	Nov 1, 2035
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.77%
Index	1-Year LIBOR
Max Rate	7.77%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3441 OBSERVATORY PL, CINCINNATI, OH 45208-2563
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 OBSERVATORY PL, CINCINNATI, OH 45208-2563

Mortgage

Document Number	0000009888
Date	Jan 22, 2021
Book Page	14339/2432
Instrument	2021-0009888

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3441 Observatory Pl was $21,315, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,315.00 (+3.09%)	$346,347 (+%) Land $134,355 Building $211,992	$989,560 Land $383,870 Building $605,690
2024	$20,677.00 (-2.18%)	$346,345 (-) Land $134,354 Building $211,991
2023	$21,138.00 (+4.83%)	$346,345 (+16.85%) Land $134,354 Building $211,991	$989,560 Land $383,870 Building $605,690
2022	$20,164.00 Homeowner's exemption	$296,408 Land $98,084 Building $198,324
2020			$846,880 Land $280,240 Building $566,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3441 Observatory Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3441 Observatory Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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