Frederick County property record for 3453 Flatwoods Dr, Frederick, MD 21704
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3.5 ba · 3,112 sqft · built 2019 |
| Lot Size | 0.041 acres (1,782 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,688 (Oct 2019) |
| Tax Bill | $1,352 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-597272 |
| Primary APN | 07-597272 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,112 sqft Gross Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,782 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Balcony Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 597272 |
|---|---|
| Street Address | 3453 FLATWOODS DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-5246 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LOT 22498 1,782 SQ FT URBANA TOWN CENTER |
| Legal Subdivision | URBANA TOWN CENTER |
| Legal Lot Number | 22498 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 752206 |
Source: Frederick County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3453 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage FREDERICK COUNTY |
| Feb 21, 2023 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Mar 31, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jun 16, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Oct 22, 2019 | Deed, Subdivision Related Transfer · VA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Mar 21, 2019 · Amount on Record |
| Deed Book / Page | 13290 / 478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3453 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0176360464 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 17636/464 |
| Name | FREDERICK COUNTY |
|---|---|
| Type | Government Agency |
| Address | FREDERICK, MD 21701 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3453 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0163360285 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 16336/285 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3453 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0147170175 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 14717/175 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3453 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Document Number | 0138420473 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3453 FLATWOODS DR FREDERICK MD 217045246, FREDERICK, MD 21704-5246 |
| Document Number | 0138420473 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 013842/000473 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 22, 2019 |
| Property Address | 3453 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Document Number | 0132900478 |
| Book / Page | 13290 / 0478 |
| Map Reference | MB 100 PG 194 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | KEYSTONE TTL SETMNT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,074.22 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3453 FLATWOODS DRIVE, FREDERICK, MD 21704-5246 |
| Document Number | 0132900488 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 13290/0488 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,352.00 (+3.76%) Homeowner's exemption | $482,267 (+11.68%) | $569,400 (+29.79%) Land $150,000 Building $419,400 |
| 2023 | $1,303.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $431,833 | $438,700 Land $140,000 Building $298,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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