Frederick County property record for 3451 Flatwoods Dr, Frederick, MD 21704 · Last verified April 2026
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,640 sqft · built 2019 |
| Lot Size | 0.05 acres (2,179 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Jun 2025) |
| Tax Bill | $7,503 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-597271 |
| Primary APN | 07-597271 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 880 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,179 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 220 sqft |
| Balcony Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 597271 |
|---|---|
| Street Address | 3451 FLATWOODS DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-5246 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22497 2,179 SQ FT URBANA TOWN CENTER |
| Legal Subdivision | URBANA TOWN CENTER |
| Legal Lot Number | 22497 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 752206 |
Source: Frederick County records · APN 07-597271
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3451 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · VA Mortgage THE TURNKEY FOUNDATION INC |
| May 13, 2020 | Deed, Subdivision Related Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | May 13, 2020 · Amount on Record |
| Deed Book / Page | 17405 / 87 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3451 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3451 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Document Number | 0177890093 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 17789/93 |
| Name | THE TURNKEY FOUNDATION INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 13, 2020 |
| Property Address | 3451 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Document Number | 0137270464 |
| Book / Page | 13727 / 464 |
| Map Reference | MB 100 PG 194 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | KEYSTONE TTL SETMNT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3451 FLATWOODS DR, FREDERICK, MD 21704-5246 |
| Document Number | 0013727472 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 13727/472 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $560,300 (+11.47%) | $658,900 (+28.94%) Land $150,000 Building $508,900 | |
| 2024 | $7,503.00 (+4.3%) | ||
| 2023 | $7,194.00 Homeowner's exemption | $502,667 | $511,000 Land $140,000 Building $371,000 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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