Merced County property record for 3451 Shipwright Ave, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,851 sqft · built 2020 |
| Lot Size | 0.2 acres (8,714 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Jul 2025) |
| Tax Bill | $5,214 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-280-069-000 |
| Primary APN | 150-280-069-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| 1st Floor Area | 1,851 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 8,714 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 150-280-069 |
|---|---|
| Street Address | 3451 SHIPWRIGHT AVE |
| City | ATWATER |
| State | CA |
| Zip | 95301-4788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #3 LOT 49 |
| Legal Subdivision | SHAF LAKES W 03 |
| Legal Lot Number | 49 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 603 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3451 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 3, 2021 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 8, 2020 | Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Dec 5, 2019 | Grant Deed, Construction Loan · Line of Credit JAMES B & CHRISTINA A REED |
| Sep 6, 2018 | Deed of Trust, Construction Loan · Line of Credit HOUSING CAP |
| Jul 23, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Dec 3, 2021 · Amount on Record |
| Deed Document Number | 202520025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 3, 2021 |
| Property Address | 3451 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000053621 |
| Map Reference | MB 64 PG 18-20 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021053621 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3451 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000053622 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021053622 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 8, 2020 |
| Property Address | 3451 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000014833 |
| Map Reference | MB 64 PG 18-20 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020014833 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3141 ALMOND BLOSSOM LN, ROSEVILLE, CA 95747-9200 |
| Document Number | 0000014834 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2020014834 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 5, 2019 |
| Property Address | 3451 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000041069 |
| Instrument Date | Nov 30, 2019 |
| Instrument | 41069 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 6, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.75 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3160 LORRIE CT MERCED CA 95348, MERCED, CA 95348 |
| Document Number | 41070 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 41070 |
| Name | JAMES B & CHRISTINA A REED |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 41071, |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 41071 |
| Name | R L JOHNS |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 6, 2018 |
| Property Address | 3451 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000027732 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 27732 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027732 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 27732 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 23, 2018 |
| Property Address | 3451 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000022107 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 22107 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,131.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327 |
| Investor | Possibly a Property Investor |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $505,000 (+4.59%) Land $100,000 Building $405,000 | |
| 2025 | $5,214.00 (+5.23%) | $482,848 (+4.04%) Land $90,202 Building $392,646 |
| 2023 | $4,955.00 (+1.08%) | $464,100 Land $86,700 Building $377,400 |
| 2022 | $4,902.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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