Merced County property record for 3431 Shipwright Ave, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,117 sqft · built 2006 |
| Lot Size | 0.196 acres (8,556 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Apr 2012) |
| Tax Bill | $2,920 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Jul 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-280-067-000 |
| Primary APN | 150-280-067-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,602 sqft |
| 1st Floor Area | 2,117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 8,556 sqft (0.196 acres) |
| Garage Type | Attached |
| Garage Area | 485 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 150-280-067 |
|---|---|
| Street Address | 3431 SHIPWRIGHT AVE |
| City | ATWATER |
| State | CA |
| Zip | 95301-4788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #3 LOT 47 |
| Legal Subdivision | SHAF LAKES W 03 |
| Legal Lot Number | 47 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 603 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 5, 2023 | Intrafamily Transfer, Transfer |
| Jul 5, 2023 | Intrafamily Transfer, Transfer |
| Dec 8, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jan 7, 2022 | Intrafamily Transfer, Transfer |
| Nov 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2012 · Amount on Record |
| Deed Sale | Apr 30, 2012 · Amount on Record |
| Prior Sale | Mar 23, 2007 · Amount on Record |
| Deed Document Number | 201214827 |
| Last Transfer Date | Jun 28, 2023 |
| Transfer Doc | 0000015252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 5, 2023 |
| Property Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000015252 |
| Map Reference | MB 64 PG 18-20 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023015252 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 5, 2023 |
| Property Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000015251 |
| Map Reference | MB 64 PG 18-20 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023015251 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000041639 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 2017-041639 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 7, 2022 |
| Property Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000001849 |
| Map Reference | MB 64 PG 18-20 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022001849 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 22, 2021 |
| Property Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000052079 |
| Map Reference | MB 64 PG 18-20 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021052079 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3431 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000052080 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021052080 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $281,847 (+2%) Land $19,213 Building $262,634 | |
| 2025 | $2,920.00 (+2.49%) Homeowner's exemption | $276,322 (+4.04%) Land $18,837 Building $257,485 |
| 2024 | $2,849.00 (+2.74%) | |
| 2023 | $2,773.00 (+1.17%) Homeowner's exemption | $265,594 Land $18,106 Building $247,488 |
| 2022 | $2,741.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures