Merced County property record for 3440 Shipwright Ave, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,054 sqft · built 2006 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Dec 2010) |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-280-052-000 |
| Primary APN | 150-280-052-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| Gross Area | 2,553 sqft |
| 1st Floor Area | 2,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 7,350 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 150-280-052 |
|---|---|
| Street Address | 3440 SHIPWRIGHT AVE |
| City | ATWATER |
| State | CA |
| Zip | 95301-4788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #3 LOT 33 |
| Legal Subdivision | SHAF LAKES W 03 |
| Legal Lot Number | 33 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 603 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3440 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2010 · Amount on Record |
| Deed Sale | Dec 28, 2010 · Amount on Record |
| Prior Sale | Feb 20, 2007 · Amount on Record |
| Deed Document Number | 201051455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3440 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3440 SHIPWRTGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000023379 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022023379 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3440 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3440 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000002012 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022002012 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 243 Months |
| Due | Apr 1, 2042 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $188,164 (+2%) Land $10,448 Building $177,716 | |
| 2025 | $2,008.00 (+5.13%) | $184,476 (+4.04%) Land $10,244 Building $174,232 |
| 2023 | $1,910.00 (+1.17%) | $177,315 Land $9,848 Building $167,467 |
| 2022 | $1,888.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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