Merced County property record for 3450 Shipwright Ave, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,121 sqft · built 2005 |
| Lot Size | 0.164 acres (7,121 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $175,000 (Apr 2011) |
| Tax Bill | $2,360 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-280-053-000 |
| Primary APN | 150-280-053-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,121 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 2,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 7,121 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 485 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 150-280-053 |
|---|---|
| Street Address | 3450 SHIPWRIGHT AVE |
| City | ATWATER |
| State | CA |
| Zip | 95301-4788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #3 LOT 34 |
| Legal Subdivision | SHAF LAKES W 03 |
| Legal Lot Number | 34 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 603 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3450 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU |
| Jun 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ENVOY MORTGAGE LTD |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2011 · Amount on Record |
| Deed Sale | Apr 12, 2011 · Amount on Record |
| Prior Sale | Nov 17, 2005 · Amount on Record |
| Deed Document Number | 201113339 |
| Last Transfer Date | Jan 29, 2015 |
| Transfer Doc | 0000003692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3450 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3450 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000029936 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025029936 |
| Name | TRAVIS CU |
|---|---|
| Type | Credit Union |
| Address | VACAVILLE, CA 95687 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3450 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 3450 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000013875 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023013875 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | VACAVILLE, CA 95687 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3450 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | STATES TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3450 SHIPWRIGHT AVE, ATWATER, CA 95301-4788 |
| Document Number | 0000019779 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021019779 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $228,674 (+2%) Land $14,366 Building $214,308 | |
| 2025 | $2,360.00 (+5.31%) Homeowner's exemption | $224,191 (+4.04%) Land $14,085 Building $210,106 |
| 2023 | $2,241.00 (+1.22%) Homeowner's exemption | $215,488 Land $13,539 Building $201,949 |
| 2022 | $2,214.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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