3450 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3450 Clover Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	2,354 sqft Finished Area
Lot Size	23,522 sqft (0.539 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2017)
Tax Bill	$2,934.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`059-00-00-003.69`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,354 sqft Finished Area
Gross Area	2,934 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Exterior Material	Brick Exterior
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	23,522 sqft (0.539 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	0590000003.69
Street Address	3450 CLOVER DR
City	COVINGTON
State	KY
Zip	41015-4211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLOVER MEADOWS SEC 4 LOT 48
Legal Subdivision	CLOVER MEADOWS
Legal Phase	4
Legal Lot Number	48
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	4
Census Block	4007
Census Tract	65300

Owner

Source: Kenton County records · APN 059-00-00-003.69

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3450 CLOVER DR, COVINGTON, KY 41015-4211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2017 · Amount on Record
Deed Sale	May 04, 2017 · Amount on Record
Prior Sale	Aug 01, 2011 · Amount on Record
Deed Doc Number	0003934324
Deed Book / Page	3934 / 324
Record Refreshed	Jun 08, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 04, 2017
Property Address	3450 CLOVER DR, COVINGTON, KY 41015-4211
Document Number	0000000387
Book / Page	0I3934 / 000324
Instrument Date	May 03, 2017
Instrument	387
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 CLOVER DR COVINGTON KY 410154211, COVINGTON, KY 41015-4211

Mortgage

Document Number	388
Date	May 04, 2017
Book Page	0I3934/000327
Instrument	388

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 (-7.03%)	$296,100 (-) Land $30,000 Building $266,100	$296,100 (-) Land $30,000 Building $266,100
2023	$3,156.00	$296,100 Land $30,000 Building $266,100	$296,100 Land $30,000 Building $266,100