3446 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3446 Clover Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage2,356 sqft Finished Area
Lot Size22,216 sqft (0.51 acres)
OccupancyOwner Occupied
Last Sale$252,000 (2020)
Tax Bill$2,497.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-00-00-003.68

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,356 sqft Finished Area
Gross Area2,776 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area22,216 sqft (0.51 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0590000003.68
Street Address3446 CLOVER DR
CityCOVINGTON
StateKY
Zip41015-4211
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCLOVER MEADOWS SEC 4 LOT 47
Legal SubdivisionCLOVER MEADOWS
Legal Phase4
Legal Lot Number47
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4007
Census Tract65300

Owner

Source: Kenton County records · APN 059-00-00-003.68

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3446 CLOVER DR, COVINGTON, KY 41015-4211
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NATIONS RELIABLE LNDG
May 19, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
CINCINNATI FED'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2020 · Amount on Record
Deed SaleJun 02, 2020 · Amount on Record
Prior SaleNov 17, 1997 · Amount on Record
Deed Doc Number0000024210
Deed Book / Page24 / 210
Record RefreshedJun 08, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 02, 2020
Property Address3446 CLOVER DR, COVINGTON, KY 41015-4211
Document Number0000000166
Book / Page000024 / 000210
Instrument DateMay 27, 2020
Instrument166
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3446 CLOVER DR COVINGTON KY 410154211, COVINGTON, KY 41015-4211

Mortgage

Document Number167
DateJun 02, 2020
Book Page000M51/000824
Instrument167
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateMay 19, 2020
Property Address3446 CLOVER DR, COVINGTON, KY 41015-4211
Document Number0000000309
Book / Page000M46 / 000108
Instrument DateMay 11, 2020
Instrument309
Transaction TypeConstruction Loan
Record UpdatedJul 14, 2020
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3446 CLOVER DR COVINGTON KY 410154211, COVINGTON, KY 41015-4211

Mortgage

Document Number0000000309
DateMay 19, 2020
Book Page000M46/000108
Instrument309
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45247
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 18, 2021

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,497.00 (-7.04%)$252,000 (-) Land $30,000 Building $222,000$252,000 (-) Land $30,000 Building $222,000
2023$2,686.00$252,000 Land $30,000 Building $222,000$252,000 Land $30,000 Building $222,000

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