3447 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3447 Clover Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 1996
Square Footage3,048 sqft Finished Area
Lot Size13,504 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$232,000 (2016)
Tax Bill$3,149.00 (2025)

Owner

Source: Kenton County records · APN 059-00-00-003.58

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3447 CLOVER DR, COVINGTON, KY 41015-4214
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2016 · Amount on Record
Deed SaleJul 26, 2016 · Amount on Record
Prior SaleOct 29, 2012 · Amount on Record
Deed Doc Number0000037911
Deed Book / Page3791 / 1
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3447 CLOVER DR, COVINGTON, KY 41015-4214
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900237
DateMar 22, 2021
Book Page187/249
Instrument21032205900237
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,149.00 (-7.03%)$317,800 (-) Land $30,000 Building $287,800$317,800 (-) Land $30,000 Building $287,800
2023$3,387.00$317,800 Land $30,000 Building $287,800$317,800 Land $30,000 Building $287,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN059-00-00-003.58

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,048 sqft Finished Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area13,504 sqft (0.31 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0590000003.58
Street Address3447 CLOVER DR
CityCOVINGTON
StateKY
Zip41015-4214
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCLOVER MEADOWS SEC 4 LOT 19
Legal SubdivisionCLOVER MEADOWS
Legal Phase4
Legal Lot Number19
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4009
Census Tract65300

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