3443 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3443 Clover Dr, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,930 sqft · built 1997
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Oct 2005)
Tax Bill$2,680 (2025)
Flood ZoneZone X (minimal risk)
APN059-00-00-003.59

Property Details

APN / Parcel Number

Primary APN059-00-00-003.59

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,930 sqft Finished Area
Gross Area2,422 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3443 CLOVER DR
CityCOVINGTON
StateKY
Zip41015-4214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER MEADOWS SEC 4 LOT 20
Legal SubdivisionCLOVER MEADOWS
Legal Phase4
Legal Lot Number20
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4009
Census Tract65300

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3443 CLOVER DR, COVINGTON, KY 41015-4214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 4, 2005 · Amount on Record
Deed SaleOct 4, 2005 · Amount on Record
Prior SaleAug 3, 2000 · Amount on Record
Deed Document Number200510 04 059 00321
Deed Book / Page1723 / 172
Prior Transfer DateMar 3, 2005
Prior Transfer Doc0005900188
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,680.00 (-7.04%)$270,500 (-) Land $30,000 Building $240,500$270,500 (-) Land $30,000 Building $240,500
2023$2,883.00$270,500 Land $30,000 Building $240,500$270,500 Land $30,000 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Clover Dr

Nearby Streets

Search Property Records by Address or Parcel Number