345 Trey Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 345 Trey Ln, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,490 sqft · built 1991
Lot Size	0.39 acres (16,989 sqft)
Owner	2 Individual Names on File
Last Sale	$191,500 (Aug 2017)
Tax Bill	$1,197 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083126P J 00300`

Property Details

APN / Parcel Number

Primary APN	`083126P J 00300`
Alternative APN	`126P J 00300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	1,150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,989 sqft
Lot Dimensions	207 ft deep x 82 ft wide
Garage Type	Finished
Garage Area	350 sqft
Driveway	Driveway
Driveway Area	850 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	345 TREY LN
City	GALLATIN
State	TN
Zip	37066-3682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 13 PAGE: 139 BLOCK: LOT: 12 SUBD: DEER CREEK SEC 1
Legal Subdivision	DEER CREEK SEC 1
Legal Lot Number	12 82
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	20903

Owner

345 Trey Ln is owned and occupied by two individuals who bought it in August 2017.

Source: Sumner County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	345 TREY LN, GALLATIN, TN 37066-3682
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on File
Deed Sale	Aug 23, 2017 · Amount on File
Prior Sale	Sep 9, 2009 · Amount on File
Deed Document Number	0004593365
Deed Book / Page	4593 / 365
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 23, 2017
Property Address	345 TREY LN, GALLATIN, TN 37066-3682
Document Number	0045930365
Book / Page	004593 / 000365
Instrument Date	Aug 23, 2017
Instrument	1205890
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	SOLOMON PARKS TITLE AND ESCROW L, SOLOMON PARKS TITLE & ESCROW L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 TREY LN GALLATIN TN 370663682, GALLATIN, TN 37066-3682

Mortgage

Document Number	45930368
Date	Aug 23, 2017
Book Page	004593/000368
Instrument	1205891

Lender

Name	TENNESSEE CU
Type	Credit Union
Address	NASHVILLE, TN 37203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 22, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 345 Trey Ln was $1,197.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,197.00	$84,250 Land $25,000 Building $59,250
2024			$337,000 Land $100,000 Building $237,000
2023	$1,682.00 (-0.3%)	$55,100 (-) Land $25,000 Building $30,100
2022	$1,687.00	$55,100 Land $25,000 Building $30,100
2021			$220,400 Land $100,000 Building $120,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 345 Trey Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Trey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20