Sumner County property record for 331 Trey Ln, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,702 sqft · built 1995 |
| Lot Size | 0.334 acres (14,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,500 (Oct 2019) |
| Tax Bill | $1,328 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083126P K 01900 |
| Primary APN | 083126P K 01900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,446 sqft |
| 1st Floor Area | 1,702 sqft |
| Basement Area | 441 sqft |
| Finished Basement | 441 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,560 sqft (0.334 acres) |
| Lot Dimensions | 160 ft deep x 91.9 ft wide |
| Terrain | Rolling |
| Garage Type | Unfinished |
| Garage Area | 676 sqft |
| Driveway | Driveway |
| Driveway Area | 972 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 331 TREY LN |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-3682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 14 PAGE: 357 BLOCK: LOT: 34 SUBD: DEER CREEK SEC 2 |
| Legal Subdivision | DEER CREEK SEC 2 |
| Legal Lot Number | 34 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20903 |
331 Trey Ln is owned and occupied by an individual who bought it in October 2019.
Source: Sumner County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 TREY LN, GALLATIN, TN 37066-3682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 16, 2019 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on File |
| Deed Sale | Oct 16, 2019 · Amount on File |
| Prior Sale | Dec 2, 2016 · Amount on File |
| Deed Document Number | 20191286553 |
| Deed Book / Page | 5053 / 815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 331 TREY LN, GALLATIN, TN 37066-3682 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 331 TREY LN, GALLATIN, TN 37066-3682 |
| Document Number | 0068100136 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 6810/136 |
| Instrument | 1545394 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Oct 16, 2019 |
| Property Address | 331 TREY LN, GALLATIN, TN 37066-3682 |
| Document Number | 0050530815 |
| Book / Page | 5053 / 815 |
| Map Reference | MB 14 PG 357 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 1286553 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | TENNESSEE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $897.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 TREY LN, GALLATIN, TN 37066-3682 |
| Document Number | 5053818 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 5053/818 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 331 Trey Ln was $1,328.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,328.00 | $93,450 Land $25,000 Building $68,450 | |
| 2024 | $373,800 Land $100,000 Building $273,800 | ||
| 2023 | $1,919.00 (-0.31%) | $62,875 (-) Land $25,000 Building $37,875 | |
| 2022 | $1,925.00 | $62,875 Land $25,000 Building $37,875 | |
| 2021 | $251,500 Land $100,000 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 Trey Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (2010) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Trey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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