322 Trey Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 322 Trey Ln, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,311 sqft · built 1997
Lot Size	0.344 acres (15,007 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2024)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083126P K 00300`

Property Details

APN / Parcel Number

Primary APN	`083126P K 00300`
Alternative APN	`126P K 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,311 sqft Living Area
1st Floor Area	1,311 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,007 sqft
Lot Dimensions	174 ft deep x 86 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1,260 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	322 TREY LN
City	GALLATIN
State	TN
Zip	37066-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 14 PAGE: 357 BLOCK: LOT: 18 SUBD: DEER CREEK SEC 2
Legal Subdivision	DEER CREEK SEC 2
Legal Lot Number	18 86
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	20903

Owner

322 Trey Ln is owned by an individual who bought it in April 2024.

Source: Sumner County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1581, GALLATIN, TN 37066-1581
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Nov 12, 2004 · Amount on File
Deed Document Number	0006342658
Deed Book / Page	6342 / 658
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 12, 2024
Property Address	322 TREY LN, GALLATIN, TN 37066-3620
Document Number	0063420658
Book / Page	6342 / 658
Map Reference	MB 14 PG 357
Instrument Date	Apr 12, 2024
Instrument	1478140
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1581, GALLATIN, TN 37066-1581

Mortgage

Document Number	0006342661
Date	Apr 12, 2024
Instrument	6342/661

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 322 Trey Ln was $1,163.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00	$81,825 Land $25,000 Building $56,825
2024			$327,300 Land $100,000 Building $227,300
2023	$1,766.00 (-0.34%)	$57,875 (-) Land $25,000 Building $32,875
2022	$1,772.00	$57,875 Land $25,000 Building $32,875
2021			$231,500 Land $100,000 Building $131,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 322 Trey Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Trey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20