314 Trey Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 314 Trey Ln, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1995
Lot Size	0.344 acres (15,007 sqft)
Owner	Individual Name on File
Last Sale	$162,750 (Mar 2021)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083126P K 00400`

Property Details

APN / Parcel Number

Primary APN	`083126P K 00400`
Alternative APN	`126P K 00400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,296 sqft
Basement Area	1,260 sqft
Finished Basement	476 sqft
Unfinished Basement	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,007 sqft (0.344 acres)
Lot Dimensions	174 ft deep x 86 ft wide
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,800 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 TREY LN
City	GALLATIN
State	TN
Zip	37066-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 14 PAGE: 357 BLOCK: LOT: 19 SUBD: DEER CREEK SEC 2
Legal Subdivision	DEER CREEK SEC 2
Legal Lot Number	19
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	20903

Owner

314 Trey Ln is owned and occupied by an individual who bought it in March 2021.

Source: Sumner County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	314 TREY LN, GALLATIN, TN 37066-3620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Aug 8, 2005 · Amount on File
Deed Document Number	20211356336
Deed Book / Page	5540 / 539
Prior Transfer Date	Jun 18, 2009
Prior Transfer Doc	0031500241
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 23, 2021
Property Address	314 TREY LN, GALLATIN, TN 37066-3620
Document Number	0055400539
Book / Page	5540 / 539
Map Reference	MB 14 PG 357
Instrument Date	Mar 15, 2021
Instrument	1356336
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 TREY LN, GALLATIN, TN 37066-3620

Mortgage

Document Number	5540542
Date	Mar 23, 2021
Instrument	5540/542

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 314 Trey Ln was $1,231.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00	$86,600 Land $25,000 Building $61,600
2024			$346,400 Land $100,000 Building $246,400
2023	$1,788.00 (-0.33%)	$58,575 (-) Land $25,000 Building $33,575
2022	$1,794.00	$58,575 Land $25,000 Building $33,575
2021			$234,300 Land $100,000 Building $134,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 314 Trey Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Trey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20