345 Snowdrop Ln, Elgin, IL 60124 Property Records

Kane County property record for 345 Snowdrop Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,722 sqft)
Owner	Individual Name on Record
Last Sale	$367,500 (Jun 2021)
Tax Bill	$11,521 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-331-005`

Property Details

APN / Parcel Number

Primary APN	`06-18-331-005`

Exterior

Lot Area	7,722 sqft (0.177 acres)

Location & Zoning

Street Address	345 SNOWDROP LN
City	ELGIN
State	IL
Zip	60124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS SOUTH PHASE 2 LT 40
Legal Subdivision	WEST POINT GARDENS SOUTH
Legal Phase	2
Legal Block	1
Legal Lot Number	40
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 SNOWDROP LN, ELGIN, IL 60124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	202148378
Record Updated	Sep 20, 2026

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 24, 2021
Property Address	345 SNOWDROP LN, ELGIN, IL 60124
Document Number	0000048378
Map Reference	DOC 2019K018302
Instrument Date	May 18, 2021
Instrument	2021K048378
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 SNOWDROP LN, ELGIN, IL 60124-0238

Mortgage

Document Number	0000048379
Date	Jun 24, 2021
Instrument	2021K048379

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,521.00 (+7.67%) Homeowner's exemption
2024		$142,876 (+21.39%) Land $39,827 Building $103,049	$428,800 (+21.44%) Land $119,529 Building $309,271
2022	$10,700.00 (+137.94%) Homeowner's exemption	$117,696 (+141.51%) Land $32,808 Building $84,888	$353,088 (+141.51%) Land $98,424 Building $254,664
2021	$4,497.00 Homeowner's exemption	$48,733 Land $2,202 Building $46,531	$146,199 Land $6,606 Building $139,593

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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