341 Snowdrop Ln, Elgin, IL 60124 Property Records

Kane County property record for 341 Snowdrop Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.157 acres (6,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Mar 2021)
Tax Bill	$10,594 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-331-007`

Property Details

APN / Parcel Number

Primary APN	`06-18-331-007`

Exterior

Lot Area	6,880 sqft (0.157 acres)

Location & Zoning

Street Address	341 SNOWDROP LN
City	ELGIN
State	IL
Zip	60124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS SOUTH PHASE 2 LT 22
Legal Subdivision	WEST POINT GARDENS SOUTH
Legal Phase	2
Legal Block	1
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	341 SNOWDROP LN, ELGIN, IL 60124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 11, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	202119165
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	341 SNOWDROP LN, ELGIN, IL 60124
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 SNOWDROP LN, ELGIN, IL 60124

Mortgage

Document Number	0000014872
Date	May 10, 2023
Instrument	2023K014872

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 11, 2021
Property Address	341 SNOWDROP LN, ELGIN, IL 60124
Document Number	0000019165
Map Reference	DOC 2019K016302
Instrument Date	Jan 19, 2021
Instrument	2021K019165
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	341 SNOWDROP LN, ELGIN, IL 60124-0238

Mortgage

Document Number	0000019166
Date	Mar 11, 2021
Instrument	2021K019166

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,594.00 (+7.66%) Homeowner's exemption
2024		$132,794 (+21.39%) Land $39,827 Building $92,967	$398,541 (+21.44%) Land $119,529 Building $279,013
2022	$9,840.00 (+67.23%) Homeowner's exemption	$109,391 (+69.81%) Land $32,808 Building $76,583	$328,173 (+69.81%) Land $98,424 Building $229,749
2021	$5,884.00 Homeowner's exemption	$64,419 Land $2,202 Building $62,217	$193,257 Land $6,606 Building $186,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

Nearby Properties on Snowdrop Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures