339 Snowdrop Ln, Elgin, IL 60124 Property Records

Kane County property record for 339 Snowdrop Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (May 2021)
Tax Bill	$10,900 (2022)
Deeds & Mortgages	May 2022 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-331-008`

Property Details

APN / Parcel Number

Primary APN	`06-18-331-008`

Exterior

Lot Area	9,168 sqft (0.21 acres)

Location & Zoning

Street Address	339 SNOWDROP LN
City	ELGIN
State	IL
Zip	60124-0238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS SOUTH PHASE 2 LT 21
Legal Subdivision	WEST POINT GARDENS SOUTH
Legal Phase	2
Legal Block	1
Legal Lot Number	21
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	339 SNOWDROP LN, ELGIN, IL 60124-0238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 19, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Deed Document Number	202138923
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	339 SNOWDROP LN, ELGIN, IL 60124-0238
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 SNOWDROP LN, ELGIN, IL 60124-0238

Mortgage

Document Number	0000027321
Date	May 23, 2022
Instrument	2022K027321

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2051

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 19, 2021
Property Address	339 SNOWDROP LN, ELGIN, IL 60124-0238
Document Number	0000038923
Map Reference	DOC 2019K016302
Instrument Date	Apr 20, 2021
Instrument	2021K038923
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	339 SNOWDROP LN, ELGIN, IL 60124-0238

Mortgage

Document Number	0000038924
Date	May 19, 2021
Instrument	2021K038924

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption
2024		$146,233 (+21.39%) Land $39,827 Building $106,406	$438,875 (+21.44%) Land $119,529 Building $319,346
2022	$10,900.00 (+119.76%) Homeowner's exemption	$120,462 (+124.47%) Land $32,808 Building $87,654	$361,386 (+124.47%) Land $98,424 Building $262,962
2021	$4,960.00 Homeowner's exemption	$53,664 Land $2,202 Building $51,462	$160,992 Land $6,606 Building $154,386

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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