335 Snowdrop Ln, Elgin, IL 60124 Property Records

Kane County property record for 335 Snowdrop Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Mar 2026)
Tax Bill	$12,419 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-332-005`

Property Details

APN / Parcel Number

Primary APN	`06-18-332-005`

Exterior

Lot Area	7,738 sqft (0.177 acres)

Location & Zoning

Street Address	335 SNOWDROP LN
City	ELGIN
State	IL
Zip	60124-0237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS SOUTH PHASE 2 LT 20
Legal Subdivision	WEST POINT GARDENS SOUTH
Legal Phase	2
Legal Block	1
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7030 PLUMTREE LN, HANOVER PARK, IL 60133-3433
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Apr 22, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
May 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Apr 22, 2024 · Amount on Record
Deed Document Number	202611489
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 23, 2026
Property Address	335 SNOWDROP LN, ELGIN, IL 60124-0237
Document Number	0000011489
Map Reference	DOC 2019K016302
Instrument Date	Mar 18, 2026
Instrument	2026K011489
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 SNOWDROP LN, ELGIN, IL 60124-0237

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	335 SNOWDROP LN, ELGIN, IL 60124-0237

Mortgage

Document Number	0000011490
Date	Mar 23, 2026
Instrument	2026K011490

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 22, 2024
Property Address	335 SNOWDROP LN, ELGIN, IL 60124-0237
Document Number	0000013187
Map Reference	DOC 2019K016302
Instrument Date	Apr 5, 2024
Instrument	2024K013187
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	335 SNOWDROP LN, ELGIN, IL 60124-0237

Mortgage

Document Number	0000013188
Date	Apr 22, 2024
Instrument	2024K013188

Lender

Name	NEW WAVE LENDING GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	8.5%

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 19, 2021
Property Address	335 SNOWDROP LN, ELGIN, IL 60124-0237
Document Number	0000038915
Map Reference	DOC 2019K016302
Instrument Date	Apr 22, 2021
Instrument	2021K038915
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	335 SNOWDROP LN, ELGIN, IL 60124-0237

Mortgage

Document Number	0000038916
Date	May 19, 2021
Instrument	2021K038916

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,419.00 (-2.76%)
2024	$12,771.00 (+9.09%)	$153,437 (+21.39%) Land $39,827 Building $113,610	$460,495 (+21.44%) Land $119,529 Building $340,966
2022	$11,707.00 (+118.86%) Homeowner's exemption	$126,396 (+119.52%) Land $32,808 Building $93,588	$379,188 (+119.52%) Land $98,424 Building $280,764
2021	$5,349.00 Homeowner's exemption	$57,579 Land $2,202 Building $55,377	$172,737 Land $6,606 Building $166,131

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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