145 Saddlebrooke Rdg, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 145 Saddlebrooke Rdg, Jackson, MO 63755

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,519 sqft · built 2005
Lot Size3.15 acres (137,214 sqft)
Owner2 Individual Names on File
Last Sale$319,406 (Aug 2026)
Tax Bill$3,584 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Aug 2026 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN145001602001000000

Property Details

APN / Parcel Number

Primary APN145001602001000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,519 sqft Living Area
Basement Area2,249 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeFrame
Lot Area137,214 sqft (3.15 acres)
Lot Dimensions366 ft deep x 134 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address145 SADDLEBROOKE RDG
CityJACKSON
StateMO
Zip63755-8547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 SADDLEBROOKE RIDGE PHASE V 21/80 & LOT 72 SADDLEBROOKE RIDGE PHASE V-A 22/96
Legal Range12E
Legal Township31S
Legal Section16
Legal SubdivisionSADDLEBROOKE RIDGE
Legal Lot Number70
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionBYRD
Census Block Group2
Census Block2041
Census Tract880200

Owner

145 Saddlebrooke Rdg is owned and occupied by two individuals who bought it in August 2026.

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BANK
Aug 10, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 10, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST MIDWEST BANK
Jun 15, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 21, 2025Deed of Trust, Mortgage · Line of Credit
FOCUS BANK
Jul 6, 2020Warranty Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2026 · Amount on File
Deed SaleAug 10, 2026 · Amount on File
Prior SaleJul 6, 2020
Deed Document Number20267056
Prior Transfer DateJan 18, 2011
Prior Transfer Doc0201101266
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Recording DateSep 1, 2026
Property Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547
Document Number0000007808
Instrument DateAug 25, 2026
Instrument20267808
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547

Mortgage

Document Number0000007808,
DateSep 1, 2026
Instrument20267808
Lender
NameFIRST MIDWEST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateAug 10, 2026
Property Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547
Document Number0000007058
Instrument DateAug 7, 2026
Instrument20267058
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateAug 10, 2026
Property Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547
Document Number0000007056
Instrument DateAug 7, 2026
Instrument20267056
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547

Mortgage

Document Number0000007057,
DateAug 10, 2026
Instrument20267057
Lender
NameFIRST MIDWEST BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateJun 15, 2026
Property Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547
Document Number0000005245
Instrument DateJun 5, 2026
Instrument20265245
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202508747
DateOct 21, 2025
Instrument2025-08747
Lender
NameFOCUS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueOct 21, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateJul 6, 2020
Property Address145 SADDLEBROOKE RDG, JACKSON, MO 63755-8547
Document Number0000007650
Instrument DateJun 18, 2020
Instrument7650
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address145 SADDLEBROOKE RDG JACKSON MO 637558547, JACKSON, MO 63755-8547

Tax Assessment & Valuation

The 2025 property tax bill for 145 Saddlebrooke Rdg was $3,584.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
Unified School DistrictJackson R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,680 (-) Land $9,030 Building $65,650$393,035 (-) Land $47,500 Building $345,535
2025$3,584.00$74,680 Land $9,030 Building $65,650$393,035 Land $47,500 Building $345,535
2023$3,188.00$70,220 Land $7,690 Building $62,530$369,552 Land $40,471 Building $329,081

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Saddlebrooke Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Saddlebrooke Rdg is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE GIRARDEAU COUNTY PWSD 2
serves 2,913 people · EPA ID MO4024097
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoSEMO
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Saddlebrooke Rdg

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