345 Riverside Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 345 Riverside Dr, Lancaster, VA 22503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,424 sqft · built 1890
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Oct 2018)
Tax Bill$35 (2025)
Deeds & MortgagesJun 2026 Transfer
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN12 8

Property Details

APN / Parcel Number

Primary APN12 8
Alternative APN
  • 1040

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,424 sqft Living Area
Gross Area4,702 sqft
1st Floor Area3,396 sqft
Basement Area400 sqft
Unfinished Basement400 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1959
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable
Roof MaterialMetal
Lot Area52,272 sqft (1.2 acres)
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area898 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number1040
Street Address345 RIVERSIDE DR
CityLANCASTER
StateVA
Zip22503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionMORATTICO 1.20 AC LR18/1980
JurisdictionLANCASTER VA
Township / Civil Division1
Census Block Group1
Census Block1019
Census Tract30100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Village of Morattico Historic District
listed 2011 · 73 contributing resources · NRIS 11000857

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2434 ROBERT E LEE RD, POWHATAN, VA 23139-4410
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 17, 2018Warranty Deed, Transfer · Conventional Mortgage
C&F MORTGAGE CORPORATION
Oct 16, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2018 · Amount on Record
Deed SaleOct 17, 2018 · Amount on Record
Deed Document Number20181980
Last Transfer DateJun 3, 2026
Transfer Doc0000001114
Record UpdatedOct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLANCASTER VA
Recording DateJun 3, 2026
Property Address345 RIVERSIDE DR, LANCASTER, VA 22503
Document Number0000001114
Instrument DateJun 3, 2026
Instrument20261114
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2434 ROBERT E LEE RD, POWHATAN, VA 23139-4410

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateOct 17, 2018
Property Address345 RIVERSIDE DR, LANCASTER, VA 22503
Document Number180001980
Instrument DateOct 2, 2018
Instrument180001980
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyPRIME TITLE AND ESCROW, RIVER TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2434 ROBERT E LEE RD, POWHATAN, VA 23139-4410

Mortgage

Document Number180001982
DateOct 17, 2018
Instrument180001982
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANCASTER VA
Recording DateOct 16, 2017
Property Address345 RIVERSIDE DR, LANCASTER, VA 22503
Document Number170001964
Instrument DateOct 13, 2017
Instrument170001964
Transaction TypeTransfer
Record UpdatedNov 23, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 16, MORATTICO, VA 22523-0016

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35.00 (-98.76%)$637,200 (+42.68%) Land $161,800 Building $475,400$637,200 (+42.68%) Land $161,800 Building $475,400
2023$2,813.00$446,600 Land $181,800 Building $264,800$446,600 Land $181,800 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims37 (1996–2011)
Claims Outside the SFHA3 of 37
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims
  • Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
All Points Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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